It is pretty straightforward info which Edward Lewis (Community manager) put on the official forum today.
This is just a quick update to confirm that there won't be a wipe at launch.
It can make some people angry because at the beginning of Gamma phase there were some players who used an exploit to make A LOT OF money. But there is answer even to this by Executive Producer Michael Brooks:
We can deal with cheating individually if we need to.
So if you were not playing because it would be a waste of your time before the wipe then don't hesitate now and jump into the cockpit to get rich before the flood of rookies comes in!